Direct-Selling / Referral Disclosure
Last updated 28 Sep 2026
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About our referral programme
ETHU NAMMA KADAI operates an optional customer referral programme. This disclosure explains how it works so that you can make an informed decision.
Key facts
- Free to join. There is no registration fee, joining fee or mandatory purchase to become a member.
- Product-based only. Commission is calculated only on the Business Volume (BV) of genuine products purchased and paid for. No commission is paid for enrolling people.
- No guaranteed income. We do not promise or guarantee any income. Most members earn little or nothing; any earning depends entirely on actual product sales.
- No inventory loading. Members are never required to buy stock. Buy only what you need for personal use.
- Reversal. Commission on cancelled, returned or refunded orders is reversed.
- Deductions. TDS (as per the Income-tax Act) and any disclosed administrative charge are deducted before crediting the wallet.
- Cooling-off. You may leave the programme at any time by contacting support.
- Grievances. Contact our Grievance Officer using the details on the Contact page.
Current plan summary
The current plan type, level percentages, qualification criteria and payout rules are published below and may be updated with prior notice.
| Structure | Unilevel |
|---|---|
| Commission basis | Business Volume (BV) of products purchased (1 BV = ₹1.00) |
| Level 1 (direct) | 10% |
| Level 2 | 5% |
| Level 3 | 3% (requires 1 active direct referrals) |
| Level 4 | 2% (requires 2 active direct referrals) |
| Level 5 | 1% (requires 2 active direct referrals) |
| Minimum personal purchase | 0 BV (lifetime) |
| Holding period | 7 days after delivery |
| Deductions | TDS 2.00% (20.00% without PAN) |
| Minimum withdrawal | ₹500.00 |
Illustrative plan rules only. No income is promised or guaranteed.